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Compare Electricity Rates in McKinney, TX

Shop electricity rates in McKinney starting at [Lowest Rate Short Code] per kWh.

Written by Christine Orlando  |  Reviewed by Alfred Poindexter  |  Last updated September 21, 2026

Power Wizard is an independent electricity marketplace offering clear and unbiased information. The companies featured do not influence our editorial process, even when we showcase their products.

Most McKinney addresses are served by Oncor and can choose any retail electricity provider. A smaller number on the city’s rural edge are served by an electric cooperative, which bills its members directly and cannot be switched, so it is worth checking by full street address before you compare plans.

Best-Value Electricity Plans and Rates in McKinney

Power Wizard has rates in McKinney ranging from [Lowest Rate Short Code] to [Highest Rate Short Code] per kWh. Our electricity experts pick one plan for each of the three ways McKinney homes actually use power.

[VERIFY — cards 2 and 3 need 500 kWh and 2,000 kWh effective rates, which the feed does not expose. The plans shown are the closest fit from the live 1,000 kWh table and the labels are an assumption until those rates exist]

The live heading reads “Today’s Electricity Plans Picks for McKinney, TX,” which is ungrammatical, and the three cards carry no labels. All three live cards also sit within 0.2¢ of each other — 6.5¢, 6.7¢, 6.7¢ — so three cards are currently doing the work of one. Labelled selection rules are what make a three-card row worth having. The third live card is a Frontier Utilities plan, which the NextEra rule excludes alongside Gexa; it is replaced here, and the feed-level fix is carried as a pre-publication item. The cards and the rate table both render for ZIP 75071, so McKinney does not have the two-ZIP defect found elsewhere in the set.

McKinney Electricity Rate Comparison ([Month/Year])

Rates change often and vary by provider, plan, usage and ZIP. Some plans carry usage tiers, base fees or bill credits, so compare plans based on average usage patterns and read the Electricity Facts Label for the full cost structure before enrolling.

The rate above covers the electricity itself. Oncor charges separately to deliver it: [Base Charge Short Code] a month plus [Energy Charge Short Code] per kWh, which every McKinney home pays on any plan. At 1,000 kWh that adds about $64 a month. [VERIFY — computed from Oncor’s current $4.06 base charge and $0.0603 per kWh, which the live page hard-codes. Must be generated from the placeholders, never typed]

The column is energy-only and the gap is close to double. $65.00 shown for the 6.5¢ plan, against roughly $129 once Oncor’s delivery charges are added — and this page publishes no average bill anywhere for a reader to catch it against. The live page also names the Electricity Facts Label twice and links it zero times, which is fixed above.

McKinney Electricity Market Update, [Month/Year]

[WoW Rate Trend Shortcode 1]

Summer is the highest-demand stretch of the year on the ERCOT grid, and offers posted during these months generally price that demand in. North Collin County runs a long cooling season that holds through September before easing in October. What to do this month. If your contract expires now, lock a fixed rate rather than letting it lapse — a month-to-month rate carries the most exposure during a summer peak. If it runs past October, wait for the shoulder season, when demand falls and rates typically follow.

New to this page. The live page carries no freshness signal beyond a “last updated” date that reads the current date on every load while the copy has not changed. Three ranking competitors run a dated market section, and it is the highest-value freshness signal available to a page Google is already quoting.

Key Takeaways About Electricity Rates in McKinney

Two live bullets come out. The first is a hand-typed rate range — “rates in McKinney range from 6.50¢ to 17.40¢ per kWh” — which will drift from the table directly above it. The second names “4 Change Energy, Chariot Energy, and Gexa Energy”: Chariot Energy does not appear in the McKinney plan table at all, so the page recommends a provider its own marketplace does not sell here, and 4Change Energy is rendered with a stray space. Removed rather than replaced with a different set of names.

What Should You Pay for Electricity in McKinney?

[VERIFY — the usage and bill figures are shown as labelled placeholders rather than numbers because the average-bill content placeholders have never run on this page. They need adding with the city value set to McKinney before this section can ship. No figure has been invented here]

Why this is the highest-value addition on the page. Two of the four People Also Ask questions on this SERP are “What is the cheapest energy company in the McKinney, TX area?” and “What is a good electric rate per kWh?” The live page publishes no bill figure at all, so it answers neither — while being cited in Google’s AI Overview and carrying 104 Bing AI citations. The trust is already established; the content to use it is not there.

What is McKinney’s Average Electricity Rate?

Providers display rates at three standard usage levels so plans can be compared consistently.

[VERIFY — the 2,000 kWh tier sits above the 1,000 kWh tier. The identical inversion renders on the Garland page in this batch and on two other Oncor cities measured earlier in September, so this is an Oncor-level data question rather than a McKinney one. Confirm before publication and do not write copy explaining the shape as though it were intended]

The live page renders these three figures as hand-written sentences and labels the section “Average Electricity Rates in McKinney,” with a lead-in reading “hovers around 14.3¢” — both missing the required Marketplace qualifier.

Types of Electricity Plans You’ll See in McKinney

If you live in a one-bedroom apartment in Craig Ranch, you likely use energy differently than a family of five in a home in Trinity Falls. There are plenty of different electricity plans available in McKinney to suit your lifestyle.

Two blocks are new and the Pros/Cons scaffolding comes off the other five. Three specific claims also come out of the live copy: the time-of-use block says TOU plans “require smart meter installation” (every Oncor address already has one); the green block says “some green plans include slight premium costs,” which contradicts a filter returning 100% renewable plans only; and the variable block lists “freedom to switch plans without penalty” as a benefit, which reads as a recommendation. Solar buyback earns its own block here more than on most pages, given McKinney’s new-build detached stock — the live page gestures at it inside the green block without giving it a table.

McKinney’s Best Electricity Companies Ranked

Texas’s deregulated electricity market lets McKinney residents choose who sells them electricity. Some of the most popular providers on Power Wizard’s marketplace include APG&E, Gexa Energy, and 4Change Energy.

We evaluate electricity companies on customer service, online account tools, and plan options, weighing factors like how easy it is to manage your account and pay your bill, how clearly plan pricing is presented, and what real customers report about their experience.

Best electricity providers in [Month/Year]

Other Texas electricity providers to consider

* Ratings are based on Power Wizard’s internal scoring methodology and customer experience benchmarks. Company features may vary by location in McKinney. Enter your ZIP code to see available plans in your area.
These ratings are current at the time of writing and are subject to change.

It’s a good idea to check these providers to see whether their plans, pricing and features fit your home’s power needs. Enter your ZIP code to compare the plans available in your area.

Ten live rows become five plus four. Removed: TXU Energy, Chariot Energy, CleanSky Energy and Payless Power, none of which appears in the page’s own plan table, and Frontier Utilities under the NextEra rule, which the live page carries alongside Gexa. The live ratings run at inconsistent precision — TXU at 4.92, Gexa as a bare 5 — and are normalized to one decimal here. Two live “Best For” entries are variants of the same claim about competitive rates, which is why they blur together. The live footnote names no city at all — it reads only “Plan and provider availability may vary based on your ZIP code,” dropping both the city name and the “Enter your ZIP code” instruction, and it does not link the methodology.

How to Switch Electricity Providers in McKinney

1. Enter your full street address. A single McKinney ZIP can span both Oncor and cooperative territory, so a ZIP-only check cannot confirm you are able to shop.
2. Filter by term, provider, renewable content and plan type.
3. Read the Electricity Facts Label for the full cost structure.
4. Sign up online or by phone.

You can shop around and switch providers at the end of your contract. ETFs may apply if you leave early. ETFs do not apply if you are moving, even if your contract has not been fulfilled, and they do not apply to anyone in the last two weeks of their electricity contract.

Pro tip. Spring and fall bring the lowest rates because demand falls. Start shopping 60 to 90 days before your contract ends and schedule the switch for the day it expires.

Two fixes to the live block. Its fourth step is “Sit back while your new provider handles the rest,” which is not a step the reader takes — reading the Electricity Facts Label is, and it is missing. And its early-termination note reads “If you’re switching due to a move, many providers will waive ETFs,” which frames the moving exception as a discretionary courtesy rather than what it is.

What to Weigh Before You Choose a Plan in McKinney

• Know your actual usage. The right plan for your McKinney home starts with knowing how much power you use. Your past bills carry the figure, and it matters more than the rate you sign.
• Contracts and cancellation fees. Many plans carry a term with an early termination fee. Decide whether you are buying flexibility or rate stability before you commit, and read the term length on the Electricity Facts Label.
• Customer service. A low rate is worth less if support is poor, from billing questions to plan changes. Power Wizard publishes customer service scores alongside each provider so you can see what to expect.
• The fine print. Base fees and minimum-usage charges can raise a bill well above what the advertised rate suggests. Review the Electricity Facts Label before enrolling — and if a deposit or credit check is a barrier, look at the no-deposit and prepaid plans above.

McKinney Electricity Provider vs. Utility

Your retail provider sells you the plan. The utility delivers the power, maintains the lines and restores service after an outage, and it is assigned by address rather than chosen. In McKinney that utility is Oncor Electric Delivery, and it cannot be switched.

Most McKinney addresses sit in Oncor territory and can shop the retail market. A smaller number on the city’s rural edge are served by an electric cooperative, which handles both delivery and billing and does not take part in the retail market, so those addresses cannot select a retail provider. Because McKinney has grown outward quickly, that boundary moves; enter your full street address to confirm which applies to you.

Oncor’s charges appear on your bill as Transmission and Distribution Utility fees. They are approved by the Public Utility Commission of Texas, apply to every plan in Oncor’s service area, and are the same whichever provider you choose:

• Monthly base charge: [Base Charge Short Code]
• Per-kWh delivery fee: [Energy Charge Short Code]

No retail plan can reduce these charges.

The live section is substantially correct and needs its figures replaced rather than its argument rewritten. It hard-codes $4.06 and $0.0603 in the same paragraph that says the charges are periodically updated, which is an internal contradiction in a single block. [VERIFY — the cooperative is described generically. Grayson-Collin Electric Cooperative and CoServ Electric both operate in Collin County, the affected share could not be established from published sources, and the live page separately names CoServ as a gas supplier. Confirm which cooperative serves McKinney’s edge before any copy names one]

Reporting a Power Outage in McKinney

Your retail electricity provider cannot restore service. That is Oncor’s job.

Oncor crews cover the wider Dallas-Fort Worth metroplex, so restoration times during a widespread event depend on how many customers are affected across the region rather than on who sells you your plan.

All four contacts already exist on the live page, which is more than most pages in the set carry — they are simply buried. Outage phrasings carry 110 searches a month for McKinney with the parent topic “oncor outage map.” One deliberate loss to flag: the live block they sit inside also covers natural gas (Atmos Energy and CoServ, misspelled “CoServe”) and City of McKinney water and sewer. The current page structure has no moving or utility-setup section, so that content comes out — but it is the only genuinely unique local content on the page, and a separate moving-to-McKinney resource would be a better home for it than deletion.

Electricity Plans for McKinney Businesses

If you run a business in McKinney you can choose your electricity provider just as residential customers do. Business electricity plans come in fixed-rate, market-indexed and renewable forms, and depending on your usage you may qualify for custom rates, volume pricing, a dedicated account manager, or energy management tools to track usage and forecast costs. Many plans also offer flexible billing, such as consolidated invoices or payment schedules matched to your cash flow.

That applies whether you are in the McKinney National Airport corridor, the mixed-use development at Craig Ranch, or among the small businesses and hospitality operators around the Historic Downtown McKinney square.

The live block tells the reader to “fill out the form on our business electricity page” without linking it, and names no corridor.

McKinney Electricity FAQs

The “light company” question is worth its own line. light companies mckinney carries 100 searches a month at KD 0 with a traffic potential of 350, its parent topic is this page’s own primary keyword, and it is the top keyword for the position-5 competitor’s McKinney URL. The phrase appears nowhere in Power Wizard’s copy today. Three live FAQs are cut: “Who is the electricity provider in McKinney, TX?”, whose answer states flatly that residents can choose and which the eligibility question above replaces properly; “How do I switch electricity providers in McKinney?”, which duplicates the section immediately above it; and the renewable question, whose answer names Chariot Energy again. Two PAA questions are deliberately not added — “Who has the cheapest electricity per kWh in Texas?” is statewide, and “Is reliant or TXU cheaper?” names two providers, only one of which is on the marketplace.

Electricity Rates in Cities Near McKinney

• Allen
• Frisco
• Plano
• Prosper
• Celina
• Anna
• Wylie
• Richardson
• Sachse
• Garland
• The Colony
• Carrollton

The live heading reads “Electricity Rates in Additional Cities,” which makes no proximity claim and so explains nothing about why the list is there. The list itself is 55 links, byte-for-byte identical to the Garland page’s, links to McKinney, and includes Midland, Odessa and Big Spring at roughly 300 miles plus Lufkin, Nacogdoches, Belton, Temple, Copperas Cove and Harker Heights. A per-page fix will not hold unless the module becomes city-aware. All twelve links above were confirmed live on September 21. Melissa, Princeton, Fairview, Lucas, Van Alstyne and Farmersville return 404 and are deliberately absent despite all six bordering or nearly bordering McKinney.